Lenders rely on your credit score to determine your creditworthiness and decide if they should approve you for a loan or mortgage. Even if you currently have a great score, it may surprise you to know that your score may change based on your spending trends and debt. Read on ...

Secure and convenient, credit cards today are readily available and widely accepted. With companies offering a range of cards loaded with attractive features, choosing one that suits your needs can be challenging. Here are our top four tips to help you make an informed decision when choosing a credit card. ...

Refinancing a mortgage has many benefits and can help you get your finances back on track. While a low-interest rate could be financially tempting, there are several other factors you need to check to ensure you’re not making an expensive mistake. Read on for our list of what you should ...

Life insurance is the ideal way to ensure that your family is financially taken care of after your passing. While planning for the future, it is essential to select an acceptable life insurance policy. If you’re confused about how much insurance to get, you’ve come to the right place. This ...

Home insurance protects you from financial burden and is often required by mortgage lenders until the loan is paid up. Though you may not realize it, homeowner’s insurance could quickly become costly. Fortunately, there are a few easy ways to lower your payments. Here’s our list of top five tips ...

If you happen to be someone who just drives around the neighborhood or commutes to and from work every day, getting a sedan or SUV may be the right choice for you. While both types of vehicles serve several purposes, we’re here to take a look at what kind of ...

The automotive market is full of choices. This only makes it more challenging to pick a vehicle that will work best for you. Given this, it’s important that you take into consideration what you will use the vehicle for most. Whether it’s for commuting to work, school, or road trips, ...

When you’re looking for a loan to buy a car, you usually have two options: a dealership’s financed loan or a financial institution’s loan. While shopping for a vehicle and secure financing all in one place can seem more convenient, it might not be the best choice. Getting a car ...

Car insurance is regulated at the state level and is now mandatory on some level in most states in America. All motorists must have at least liability insurance that generally protects other people’s property and physical damage should you cause an accident. So if you get into a minor fender ...

With the rising cost of new cars, it’s no surprise that consumers are increasingly looking to purchase used cars these days. Use the checklist below and negotiate in earnest with a dealer or private seller to get yourself the best deal. Figure out What You Can Spend This will usually ...